The money transfer app Zelle was supposed to be safer than Venmo. It is run by the nation’s largest banks, but a new report says it is fast becoming the top choice of scammers trying to empty your bank account.

Michelle Hoeting received a text message earlier this year that is now targeting so many people. It said her bank, Fifth Third Bank was locking up her account. Catina Brown received a similar fraud message from her bank. “He said will someone is trying to send five thousand dollars from your account,” Brown said.

But in both cases, the text was a scam, designed to get you to give your information. Now, Krebs on Security says fraudsters are using the banking industry’s transfer app, Zelle, to make millions of dollars with this scam. Once they get your login, they use Zelle to clear out your account.

So from the doesn’t that stink file, fake fraud alerts that allow scammers into your account. The FTC says if you get a suspicious text from your bank, do not click any links, do not call a phone number in the text, and never give your account number to someone you don’t know.

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How do they know you are a customer of a certain bank? They don’t, but by using major bank names there’s a good chance it could be your bank. So be careful and don’t waste your money.